How Peer Pay Works

Non-custodial peer-to-peer payment settlement on Robinhood Chain.

STEP 01

Checkout Generation

Your website or POS requests a payment session. Peer Pay generates a dynamic single-use payment link with custom fiat or stablecoin pricing.

STEP 02

P2P App Payment

Customer completes transfer using Venmo, Cash App, Revolut, Zelle, or Robinhood Wallet. No credit card processor fees.

STEP 03

Cryptographic Verification

Peer Pay node network verifies transaction authenticity in under 15 seconds without accessing private bank credentials.

STEP 04

Instant Settlement

Order status is updated to PAID via Webhooks. Funds land in your self-custody wallet immediately.